UmbrellaNeed

Estimate how much umbrella (excess liability) insurance you need from your assets and risk.

Your net-worth and income details never leave your browser — the estimate runs locally.

By Net Worth

Suggested umbrella limit when net worth is around $1M.

Suggested umbrella limit when net worth is around $2M.

Suggested umbrella limit when net worth is around $5M.

See the typical annual premium for your suggested umbrella limit.

A quick yes or no on whether an umbrella makes sense for you.

Add landlord risk to your umbrella need.

Premium by coverage tier, $1M at a time.

How state rules affect your underlying-limit requirements.

Weigh a few hundred dollars a year against millions in protection.

Get a suggested coverage band and premium range to take to insurers.

Stack an umbrella on top of your existing auto and home liability.